Communal apartments have long been included in folk art as a symbol of a bygone era, wretched life and “kitchen wars.” It is clear that they will always lose to separate housing. But rooms in “communal apartments” continue to be a very popular market product for which there are buyers. Let's try to figure out what the advantages of rooms are.
According to various estimates, in the total volume of supply on the Moscow real estate market, the share of rooms in communal apartments is 3-5%, while the demand for them is quite high. We have highlighted several reasons why people choose rooms.
So, the advantages of “communal apartments”:
1. The main reason why rooms are still popular is, of course, the price. To date, toroom is the most affordable offer on the market, and for many this is the only chance to acquire, albeit not quite full-fledged, but still their own housing. With 2.5-3 million rubles, today you can buy a room within the Moscow Ring Road.
2 .This is a good solution for those who do not have sufficient funds to buy a separate apartment, but at the same time do not want to spend money on rent or get involved with mortgage loans - living in a “communal apartment” you can save money for later exchange of a room for an apartment.
3. Often, rooms are purchased by residents of the Moscow region who do not want to waste time on the daily commute from the region to work in the city office, or by young people who prefer living in the center to the comfort of a separate apartment. A For visitors, buying a room is often the only chance to gain a foothold in the capital, because along with square meters they receive legal permanent registration at their place of residence (that same legendary “registration”), and with it the opportunity to officially get a job, visit a clinic, send their children to school or kindergarten.
4.Some people buy rooms to rent them out later..
5.Sometimes rooms are bought for investment purposes- when you need to invest your free funds somewhere, which are not enough to buy a separate apartment.
What troubles can await the owner of the room?
If you decide to buy a room in a communal apartment to rent out, keep in mind that this investment does not guarantee regular income. In the case of a “communal apartment” a potential landlord is entirely dependent on his neighbors: a tenant cannot be accommodated without their consent.
Despite the fact that the Civil Code allows you to dispose of your own square meters at your own discretion (sell, donate or rent), the Housing Code determines the procedure for the operation of so-called common areas: Neighbors are not obligated to let the tenant of your room into the hallway, kitchen or bathroom. It is not for nothing that in many communal apartments some rooms have been empty for years, despite the fairly high rental costs and great demand - the owners simply do not have the opportunity to rent them out.
Sometimes rooms are purchased for investment purposes. However, in this case (as well as for those who consider the room as starting capital for the subsequent purchase of an apartment), we must remember that the liquidity of the rooms is a controversial issue, it is often very difficult to sell your own square meters, despite the presence of demand.
The reason for this is the provision of the Housing Code (clause 6 of Article 42), according to which, when selling a room in a “communal apartment”, the remaining owners of the rooms in this apartment have a pre-emptive right to purchase the alienated room. In practice, this means that before selling your communal property, you are required to obtain a notarized refusal of all your neighbors from this purchase.
Often, even with good relationships within the “communal nest”, it can be difficult to persuade all the neighbors to go with you to the notary, and even if there are conflicts, this becomes an impossible task. There is another option that requires more time: instead of filling out the paperwork directly with a notary, you can send your neighbors by mail or registered letters an offer (drawn up and certified by a notary) to buy your room. An acknowledgment of their receipt of the letter will be considered a fait accompli of notification of the sale. However, in this case, you will have to wait a month before the deal is concluded - during this period the neighbors have the right to exercise their right of first refusal.
It often happens that residents of a communal apartment, who do not want a new neighbor to appear, deliberately avoid receiving notifications. In this case, selling a room becomes an almost insoluble problem. The same can be said about the situation when the location of one of the owners is unknown.
The law also does not provide for the procedure for the seller of a room in a communal apartment in the event that one of the neighbors has died, and no one has yet entered into inheritance rights or the documents have not been properly drawn up.
In addition, it must be remembered that today quite a lot of rooms are in state or municipal ownership, and people live there under a social tenancy agreement. If this applies to your neighbors, when selling your room you will have to obtain a waiver of the right of first refusal from the relevant state or municipal authorities.
Features of buying a room in a communal apartment
Theoretically, all these measures are aimed at gradually eliminating communal apartments, but in practice they often lead to serious restrictions on the owner’s right to dispose of the room at his own discretion. Although, if you purchase living space in a “communal apartment” with the expectation of subsequently purchasing the remaining rooms and becoming the owner of the entire apartment, A pre-emption clause can make your life a lot easier.
Another point that needs to be taken into account is the difference between a room and a share in an apartment. “Today there are two types of communal apartments on the market,” says Mikhail Kulikov, director of the secondary market department at Inkom-Real Estate. - The first is the so-called “new communal apartments” - shares in multi-room apartments allocated in kind. For example, when the living space is in shared ownership of a family, and one of its members, when dividing the property, decides to sell his share. The reason for their appearance is various family situations, for example, divorces, as a result of which living space is “split” into personal accounts. The second type of communal apartments are classic “Soviet” communal apartments. Most often they are located in the central areas of the capital. Often, such communal apartments are inhabited either by incompetent people with whom transactions are impossible by law, or by citizens who make not entirely adequate demands, for example, in exchange for their room of 20 square meters they want to get an apartment of a much larger area with a good view from the window and located in a prestigious area."
It’s not for nothing that realtors recommend that when buying a room, you pay attention not only to the title documents, the characteristics of the property being purchased and the location. " You should also evaluate the neighbors you will live with. In general, this is a fairly significant criterion, so it should not be neglected, says Svetlana Birina, head of the urban real estate department of the NDV-Real Estate company. - The number of rooms in the apartment also matters. The more there are, the more potential neighbors there are. Therefore, similar rooms in two-room, three-room and multi-room apartments will be assessed differently.”
The Chairman of the Board of Directors of the Best-Novostroy company, Irina Dobrokhotova, believes that it makes sense to purchase a room in a “communal apartment” only if there is a possibility (and financial opportunity) to subsequently buy the entire apartment.
“In the center, communal apartments are still valued very highly, especially if there are few rooms – 3-5. So, for example, buying a two-room communal apartment on the street. 1905 will cost 16 million rubles. If there are more rooms and the location is more pleasant (Arbat, Kropotkinskaya) - the price reaches 35-50 million rubles for the entire apartment.”
Elena Varvanina
For tenants on a limited budget who cannot afford to rent an apartment, a real estate agency can offer an economical option: rent a room. But here there is a choice in approximately the same price category: live in a communal apartment or rent a room in an apartment with the owners. Let's look at the pros and cons of both options.
Advantages of living in a communal apartment
If you do not have the opportunity to rent an apartment, then the first option that tenants consider is a communal apartment. It should be noted that compared to renting a room in an apartment with the owners, when renting a communal apartment, the tenant has a greater level of freedom. You can come home at any time, invite friends, bring a boyfriend or girlfriend, who, if necessary, can even live with you or stay overnight. Living with the owners means that every step will have to be coordinated with the owners. Of course, sometimes there are owners who do not see any problem in the tenant bringing guests, or in his late returns home, etc., but most often this is all a field for conflicts.
A room with hosts is usually offered in two cases: If an elderly person lives in a two or three-room apartment and decides to rent out a room to supplement their pension, I still don’t need so many empty rooms. Another case is if the owners are experiencing financial difficulties with money, and in order to improve the situation they decide to move in a tenant. In both the first and second cases, the owners very often subconsciously believe that a stranger lives in their apartment, who must accept all their rules. Often homeowners are categorically against the tenant putting a lock in the rented room. Sometimes the owners have some of their things in the room they rent out; they may regularly enter the room without asking, for example, to take their things from the closet. Of course, for many people who pay rent, this position causes irritation and psychological discomfort.
If you decide to rent a room in a communal apartment, then your room is your room. No one enters it, there is a lock on the door, and only the kitchen and bathroom are shared. That is, the level of freedom is approximately the same as if you live in a separate apartment.
Advantages of living in an apartment with owners
According to statistics from real estate agencies, to rent a room in a communal apartment you need to pay on average slightly more than when renting a room in an apartment with the owners. If you are ready to live with the owners, then you can save a little.
Another plus is the number of neighbors. Renting communal apartments is often a deterrent because they can be very densely populated. Agencies are often contacted by people who want to rent out a room in a communal apartment with 4, 5, 6 or more rooms. Sometimes there are not two or three neighbors, but a dozen or more. Noisy children, grumpy pensioners, antisocial individuals - all this is not uncommon in communal apartments. Often all this leads to endless communal conflicts, less than ideal sanitary conditions and other “joys”. In addition, the tenant does not see most of his future neighbors when he comes to view, and then he is faced with various surprises.
In this regard, renting apartments with an owner is much more predictable. And the owner, who decided to rent out an apartment and lives in it in one of the rooms, usually monitors cleanliness and order.
As we can see, there are pros and cons in both one option and the other. What is better to choose is up to you. The main thing is to imagine the advantages and disadvantages of both options and make a choice consciously. The employees of our company “Omegakapital” are ready to help you choose the best option and conduct independent free consultations.
“Anya is only 28 years old, she already has a husband, children and a two-room apartment in Novokosino. And you’re still renting an apartment!” It’s easy to understand mothers: they want their child to be settled. Even if the baby has turned 32. However, times are changing, a rented apartment is slowly but surely turning from the nightmare of all parents into a simple and convenient option. Of course, it doesn’t have as many advantages as the loft left as an inheritance by a second cousin, but it’s also enough. For example.
Favorite area under the windows
Let's be honest - few people move to Moscow or any other big city with the thought: “Oh, how wonderful it is that I have the opportunity to live in Bibirevo with a view of the Million Little Things store.” Most people dream of the Tretyakov Gallery around the corner, a coffee shop a five-minute walk from the Park of Culture, or sunsets over the river. Thanks to the crisis, prices for rental housing have dropped slightly, and now you can afford to live in the center. Or with a view of the embankment. Or five minutes from a beautiful park - in a word, exactly where you really like it. Yes, it’s more expensive than living in your own apartment, but you don’t have to spend two hours on the road, getting from the Moscow region by train.
Moving? Easily!
A stadium was built next to your house and now football fans are screaming chants about “Moscow shish kebab” so much that pictures are falling off the walls? Have you been offered a new job in another area (which, if you live in Moscow, equals “you have been offered a job in another city”)? Do you want to be closer to the beach in Serebryany Bor? Your own home is unlikely to allow you to quickly change your location. It’s like a persistent and demanding relative, with whom you sometimes want to sever all ties, but it’s difficult to decide. A rented apartment gives you freedom. You change the area, the interior, and at the same time you change yourself.
Down with the trash
An old Soviet wall that most likely still remembers dinosaurs and the October Revolution. Grandma's favorite teapot. A carpet on which numerous children, animals and aliens left traces. You look at all this and give up. If you rent an apartment, then a) you don’t have to accumulate trash, b) you can throw it away (the main thing is to agree with the owner). And sometimes, when excavating other people’s old mezzanines, you come across funny things: for example, a samovar, a gas mask, or Christmas tree decorations from the GDR era.
It's cheaper than a mortgage
If you don't have a couple of extra millions lying around, you've probably already calculated that a mortgage is quite expensive. Of course, if you take out a loan for square meters together with your husband, it won’t hurt so much, but what if you don’t have a husband? A rented apartment can be rented both with a loved one and with friends or complete strangers. It will be noisy, inexpensive, sometimes too fun, but definitely not boring.
Goodbye, sad life
Checking meters, fixing a washing machine or repairing batteries - all utility issues are decided by the apartment owner. He goes to the MFC or tax office, communicates with gas workers, and you just transfer money to his card once a month. And even if your neighbors flood you, again, it’s not you who will worry about it.
According to statistics published by the Russian National Bureau, there is an average of 22.6 square meters of housing per resident of our country. As you can see, statistics is a very interesting science, because it would seem that such data indicate that every Russian is provided with normal living space. Nothing like this! According to the same statistics, about 10% of Russian families are in line to receive an apartment or participate in the state program “Affordable Housing”, and 60% need to improve their living conditions.
Jacek Yerka. Back to Home
However, Russians do not at all need the publication of statistical data in order to unanimously declare that the housing problem in our country is one of the most painful and acute ones. Owning your own apartment remains a dream for many young families who are forced to either turn to banks to get a mortgage loan or rent an apartment.
Official data report that only about 3% of families rent housing from individuals. Of course, in reality this percentage is much higher, since the parties to the transaction do not always formally formalize the lease agreement. At the same time, as noted by leading Russian banks, in 2011 the number of concluded agreements for the purchase of housing on mortgage loan terms doubled. Statistics say that about 19.8% of families in need of new living space purchased apartments or private houses with a mortgage last year. And the number of families solving their housing problems by taking out a mortgage loan is growing every year - in 2015, according to experts, their number will increase to 30%.
We can confidently say that renting a home and mortgage remain the main options for solving the “housing issue”; this is a rather difficult choice that requires accurate calculations and a thorough approach. Let's try to figure out in what cases it is more profitable to take out a mortgage loan and rent a home.
Renting: advantages, benefits and risks
So, renting a home is a real estate transaction that involves two parties - the owner of the apartment and the tenant. The landlord, for some reason not currently living in his apartment, decides to earn money or at least compensate for the costs of paying for utilities and provides his housing to the tenant under certain conditions, the main ones of which are timely payment and careful treatment of the leased property .
Of course, the cost of renting a one-room apartment in different cities of Russia is quite different. So, if in Moscow, for a rented one-room apartment, tenants will have to pay an average of 31 thousand rubles (data from RosRealt Real Estate as of April 2012), in Sochi - 25 thousand rubles, then in St. Petersburg - 17 thousand, Saratov - 11 thousand , Omsk - 10 thousand and in Cheboksary only 7 thousand rubles.
Russian experience shows that it is most profitable to rent an apartment without furniture and household appliances (of course, in this case problems arise when moving, but the cost of an “empty” apartment is much lower). Tenants usually find the best deals not through real estate agencies (who also require payment for their services), but through friends, and landlords themselves prefer to entrust their property to friends or on the recommendation of someone close.
The best rental options include cases where the buyer of an apartment in a new building provides it for a long term. Such cases are far from uncommon; perhaps the new owner simply decided to profitably invest the available funds in this way and immediately planned to rent out the apartment, or his family circumstances changed. It is not so important what caused this - an unexpected inheritance, a failed wedding or moving to another city, but a vacant apartment should not be empty, the owner decides and begins looking for tenants. In small towns, it is not uncommon to find such apartments at a “ridiculous” rent, slightly higher than utility bills. This type of rental ultimately turns out to be beneficial for both the tenants themselves and the tenant, who is confident that his home is in good hands.
And yet, even if tenants rent an apartment from friends who do not limit their freedom of action, increase the rent only if utility bills increase, and the rental period is very distant - “until the children grow up and they don’t need housing,” the rented apartment remains someone else’s and, for example, major repairs have to be agreed upon with the owner.
Much more problems arise if the parties to the transaction - the landlord and the tenant - did not know each other before, and the owner of the property tries to control every step of the temporary tenant, prohibits, for example, having pets and so on. In addition, if a formal lease agreement has not been signed, which specifies the exact amount of the rent, then tenants can expect a very unpleasant surprise at any time - an increase in monthly payments. And owners can also “ask” from a rented apartment at any time (although it is officially customary to give the tenant at least a month to find a new home).
Mortgage: advantages, benefits and risks
As experts note, the mortgage lending market in our country is very young and is not yet twenty years old, so it is still developing and improving. The results, as they say, are already “obvious” - the number of transactions for the purchase of apartments on mortgage terms has increased tenfold over the years, and rates on bank loans are steadily (albeit quite slowly) declining.
Today, the average mortgage rate in Russia is 11.8-12.2%. The cost of square meters across the country varies greatly depending on the city and is quite consistent with the situation on the rental housing market. So, in Moscow, for 1 square meter of residential real estate on average you will have to pay about 160 thousand rubles, in Sochi - 100 thousand, in St. Petersburg - 85 thousand, in the Moscow region - 70 thousand, in Ufa - 53 thousand, and in Saratov - only 32 thousand rubles.
To compare mortgage payments with payments for renting an apartment, you can use an online calculator (nowadays there are similar ones on almost every website of a large bank) or you can make simple calculations yourself.
For example, let’s take a small one-room apartment in Moscow with an area of 40 square meters - 160 thousand rubles * 40 = 6.4 million rubles. Let's take the current average bank rate - 12% per annum, imagine that we are taking out a loan on favorable terms - for a period of 20 years, and even without a down payment, and we will receive a monthly payment of 70,469 rubles (in equal payments). In the case of differential payments, the amount of monthly payments “starts” from 90,666 rubles and by the end of the 20th year of mortgage lending decreases to 26,933 rubles per month.
Taking into account the average rent in Moscow (remember - 31 thousand rubles), renting a one-room apartment in the capital is now definitely much more profitable than buying on credit.
In Saratov, the most inexpensive of the Russian cities proposed as an example, the picture will, naturally, be somewhat different. For the same one-room apartment with an area of 40 square meters, you will have to pay only 40 * 32 thousand rubles = 1.28 million rubles. Let’s take the same, rather lenient terms of a mortgage loan - a term of 20 years, no down payment, and the bank’s rate is 12%, and we get a monthly payment of 14,093 rubles. However, the rent in Saratov, as we remember, is only 11 thousand rubles, so here, too, a mortgage has not become a more economically advantageous solution.
That is, in order to compete with rental housing on equal terms, mortgages must be provided for at least 30 years, and bank interest rates on loan funds must be no higher than 5% per annum (which, by the way, was promised not so long ago by Vladimir Putin). Only then will monthly mortgage payments for a one-room apartment in Saratov drop to 6,871 rubles, and in Moscow to 34,356 rubles, that is, they will be able to compete with rental payments.
And in any case, on a mortgage over a 20-30 year loan period, a fairly substantial amount of overpayment accrues, which can reach 50 or even 100% of the cost of the apartment itself.
However, these are all just numbers; purchasing an apartment with a mortgage is generally a more long-term project than renting a home - it is quite difficult to imagine a rental agreement for an apartment or house designed for at least 10-15 years. In addition, mortgage rates are set only once - at the time of concluding a contract and are most often fixed, so buyers are not faced with unpleasant surprises in the form of an unexpected and unjustified increase in the monthly payment. And, of course, there is no need to coordinate with the bank all stages of repair work, report on the new dog in the family, and so on.
In addition, we know that the cost of housing in our country is steadily increasing, which is beneficial for buyers who take out a mortgage loan, but can be a problem for renters.
Conclusion
| Rent | |
| pros | Minuses |
| Lower monthly premiums | Rental payments may change depending on the situation on the real estate market, increases in utility bills for electricity, water, gas and rent, and simply at the request of the owner |
| Wide selection of offers: in different areas of the city, secondary, primary real estate market, furnished, renovated and without | Strict control over temporary residents: prohibitions on pets, redevelopment, approval of all repair work, and so on |
| Possibility to choose not only the location of the apartment, but also the neighbors | The threat of being left homeless due to changes in the owner’s circumstances and the forced need to find suitable new housing literally within a month |
| There is a chance, in case of financial difficulties, to simply agree with the owner of the property and ask for a deferment | Unreasonable demands from the homeowner to replace pipes, communications, or furniture that was allegedly scratched or damaged by tenants |
| There is no overpayment in the form of interest, penalties or fines. The only thing that threatens a tenant who delays payment is a “showdown” with the property owner | The danger of encountering scammers, for example, being a subtenant, becoming a victim of an unscrupulous owner demanding payment for a non-existent leak, and so on |
| It is not possible to register in a rented apartment; there is a need to register elsewhere, for example, with relatives | |
| Mortgage | |
| pros | Minuses |
| The apartment immediately becomes the property of the new owner, he can register here himself and register his family members | Monthly payments can be two to three times higher than apartment rental fees |
| There is no need to coordinate your actions related to the arrangement of the apartment | If, in the case of rental housing, it is possible to agree with the owner on dividing the cost of repairs and furnishing of the apartment in equal shares or deducting the costs from the rent, then repairs in an apartment purchased with a mortgage become a personal problem for the new owner |
| Clearly fixed monthly payments, independent of changes in the real estate market | The presence of an overpayment associated with the payment of bank interest. Can reach or even exceed the cost of the apartment itself |
| The ability to choose one of the types of payments: equal installments, when monthly payments do not change throughout the entire mortgage term, differential - initially payments are higher, but gradually decrease towards the end of the loan term | The presence of penalties and fines in case of late payment of monthly payments. Banking institutions strictly monitor the accuracy of payments, and if the borrower has not paid installments for two or three months in a row and has not tried to explain to the bank what caused such a delay, there is a possibility of eviction from the new apartment |
| Possibility to choose from several offers from different banks - you can consider several options with different down payment amounts and interest rates | Having a down payment of 10 to 50%, which often becomes the main obstacle for buyers, since the amount can be quite large and still needs to be found or saved somewhere |
| Possibility to repay the loan ahead of schedule, which will reduce the amount of overpayment on bank loans | Additional requirements of banks and associated costs, for example, the need to insure the purchased real estate or one’s own life and health |
| Over time, an apartment purchased with a mortgage rises in price, and inflation reduces fixed bank interest rates | |
Such a comparison clearly shows that both renting an apartment and a mortgage have their advantages and disadvantages, so it’s impossible to say for sure - everything, just rented housing, well, this mortgage, and vice versa.
It seems that both options for solving the housing problem have the right to exist and provide their target audience. It is clear that apartments are often rented by easy-going people - students, citizens who came to a foreign city to work, young people who have just started living together and have not yet had children, and so on. But for long-term married couples, burdened with children and property accumulated over the years, “wandering” around rented apartments is a practically unacceptable option, literally an extreme case (although people live like this for years and decades, children change schools if they move, grow up and acquire “their own”, usually also rented housing).
The main obstacle to mortgage loans becoming a more profitable option than renting a home is high loan rates, the presence of a down payment and short loan terms. If the trend of lowering loan rates in our country continues, and the program of providing preferential mortgage loans to young families finally begins to operate, then mortgages will have a chance to become more common in Russian cities than rental housing. For now, rent clearly remains the leader.
When making a choice between renting an apartment and taking out a mortgage loan, it is worth remembering that economic instability, increasing economic crises, the likelihood of losing a high-paying job and other unforeseen circumstances make a long-term mortgage a rather risky transaction with a bank. So, having your own apartment is, of course, very cool and pleasant, but you need to be firmly confident in the reliability of your source of income so as not to find yourself without such a desirable home of your own.
Anna Sedykh, rmnt.ru
There are a huge number of reasons that force people to move from place to place. When changing place of residence, everyone wonders what to choose - an apartment or a house? The deciding factor for many people will be the cost of rent, but now we are talking about something else. To solve this problem, it is necessary to compare the advantages and disadvantages of renting an apartment and a house.
Basic principles for choosing housing
For those who can afford to make a choice based not only on financial well-being, or are moving their entire family, it is better to choose a home, adhering to certain conditions, which include:
- size;
- safety;
- infrastructure;
- comfort;
- panorama;
- cost of utility bills.
Before choosing between an apartment and a house, it is better to carefully weigh all the pros and cons.
What to choose - an apartment or a house
If a single man can live in a one-room apartment, create coziness and comfort for himself in a small area, a family with children simply cannot do that. With similar expenses, of course, you can rent a cottage in the suburbs or on the outskirts of the city for a family with children, but you need to know what the advantages of a rented house are:
- silence. No one behind the wall or overhead creates the noise that is typical of modern apartment buildings. And even though the law provides for penalties for noise at night, residents have to put up with music playing at inopportune hours, noise from renovations, and simply knocks or creaks created by neighbors when walking or rearranging pieces of furniture. In a private house there is no noise irritant;
- access to fresh food. Vegetables and fruits grown in the garden diversify the table of a person living in a private house;
- The view from the window is your concern. Whatever you plant, you will admire;
- there is a place to park a car in the yard or garage;
- on the territory of your property, you can do whatever you want without fear of causing discontent among your neighbors;
- an opportunity to relax in the evening, practice relaxation, listen to nightingales or simply breathe in clean air and give your soul real rest.
Disadvantages of renting a house
There are also disadvantages to this choice, so it is worth considering what are the disadvantages of a rented house:
- living conditions. In private buildings, running water, drainage and a sanitary facility are not always provided. Usually water has to be carried and carried out by hand, and the facilities may be in the yard. If the building is modern, that is, it has new plumbing fixtures, then the drainage system requires regular cleaning using special equipment, which will additionally put a burden on the family budget;
- service. In the apartment, you can contact the Housing Office if a problem occurs with the wiring or plumbing. But in private housing you will have to independently look for an electrician, plumber or craftsman with the appropriate specialization;
- taking care of the area. When caring for your home, you must take into account the area adjacent to it. The garden, vegetable garden, flower beds and auxiliary buildings require a lot of attention. If you don’t need a garden, you still need to monitor the condition of the land. In its place, you can make a decorative vegetable garden, or simply sow it with a lawn;
- the distances to a school, kindergarten or store are much longer than in areas of multi-apartment buildings. The reason is population density;
- for those who are accustomed to living in the flow of people, like to visit bowling alleys, all kinds of establishments and the theater, living on the outskirts, renting a cottage, will definitely be inconvenient, because getting to any of their favorite places will be somewhat difficult;
- Job. Most private cottages are located in areas remote from the industrial and business centers of the city. Getting to work from there is very difficult, since the transport infrastructure here is radically different from the central ones;
- alarms here are simply pointless: security companies are rarely based in such areas. By the time they get there, everything will already happen. The alarm system is good in a cottage community, but not on the mere outskirts of the city.
Pros and cons of a rented apartment
To make the right choice, consider the advantages of a rented apartment:
- home security can be guaranteed by an alarm system and a good strong door;
- on the upper floors the view from the window is usually very beautiful;
- A feature of residential areas is considered to be a developed infrastructure, thanks to which everything is nearby;
- if a problem arises, the neighbor living behind the wall will always help;
It is equally important to consider the disadvantages of a rented apartment:
- poor sound insulation;
- if there is a kindergarten or playground nearby, noise from children’s games will always burst in through an open window;
- most often the windows of the house opposite are very clearly visible, which violates the privacy of the residents;
- the number of parking spaces is significantly lower than the number of residents who have their own transport;
- In addition to rent, of course, you have to pay utility bills;
- some neighbors do not take into account the opinions of others, so they make noise at inopportune times, litter, etc.
